Home Health InsuranceHealth Insurance Plans with Restoration Benefits
There are 19 plans available for You for 5 Lakhs sum insured in New Delhi. These include plans from the companies like Star Health, Care Health, Niva Bupa and would ensure a healthy and financially protected future for you and your family. These plans ensure that you get cashless treatment at up to 338 hospitals across India as well as claim settlement ratios up to 94%. To know more about health insurance plans, please select a suitable plan from the list below.
19
Plans found in Rs.
5
Lakh Cover
Sort by : Relevance 
- Relevance
- Premium: Low to High
- Hospitals: High to Low
Aditya Birla
Activ Assure – Diamond
Upto 30% of premium as health return
Get upto 30% of your premium as HealthReturns. Use it to pay for renewal premium, medicine or diagnostic tests.
- Cashless Hospitals338
- Cover₹5 Lac
From₹5,776 / Year
94 % claim settlement ratio
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%
- 150% restoration benefits
Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price
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more plans from
Aditya Birla
Aditya Birla
Active Health Platinum - Enhanced
BP and Diabetes covered from day 1
Hospitalisation due to illness related to diabetes will be covered from day 1 i.e. no waiting period.This plan is specifically designed for diabetes patients. If you have a chronic Diabetes, this is one of the very few plans available for you.
- Cashless Hospitals338
- Cover₹5 Lac
From₹6,999 / Year
94 % claim settlement ratio
- 50% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price
Aditya Birla
Activ Assure – Diamond with Super NCB
Additional 50% of coverage every year
- Cashless Hospitals338
- Cover₹5 Lac
From₹6,354 / Year
94 % claim settlement ratio
- 60% no claim bonus
- 150% restoration benefits
Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price
Aditya Birla
Activ Assure – Diamond with Super UAR
Reload your Coverage unlimited times
On claim if SI gets utilized, then your coverage will be restored for no extra cost. You can claim this coverage again for illness except for which the claim has already been placed.
- Cashless Hospitals338
- Cover₹5 Lac
From₹6,013 / Year
94 % claim settlement ratio
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price
Niva Bupa
Reassure
Health checkup from 1st day of policy
- Cashless Hospitals249
- Cover₹5 Lac
From₹9,277 / Year
90.70 % claim settlement ratio
30 mins Cashless Claim Processing**
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 50% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price
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more plans from
Niva Bupa
Niva Bupa
Health Pulse
- Cashless Hospitals249
- Cover₹5 Lac
Inclusive of 5% online discount*
From₹8,563 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price
Niva Bupa
Health Premia Silver
Maternity and new born worldwide cover
Coverage of expenses upto 2 deliveries after a waiting period of 2 years.
- Cashless Hospitals249
- Cover₹5 Lac
From₹10,744 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 10% of SI no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price
Niva Bupa
Health Premia Gold
Maternity and new born worldwide coverage
Coverage of expenses upto 2 deliveries after a waiting period of 2 years.
- Cashless Hospitals249
- Cover₹10 Lac
From₹14,534 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 10% of SI no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price
Niva Bupa
Reassure (Direct)
Health checkup from 1st day of policy
- Cashless Hospitals249
- Cover₹5 Lac
Inclusive of 5% online discount*
From₹8,813 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 50% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price
Niva Bupa
Reassure (Direct) + Safeguard
- Cashless Hospitals249
- Cover₹5 Lac
From₹9,695 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa
Reassure 2.0 Titanium+ (Direct)
- Cashless Hospitals249
- Cover₹5 Lac
Inclusive of 5% Online discount*
From₹8,891 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa
Reassure 2.0 Platinum+ (Direct)
- Cashless Hospitals249
- Cover₹5 Lac
Inclusive of 5% Online discount*
From₹8,730 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa
Reassure 2.0 Platinum+ (Direct) + Safeguard
- Cashless Hospitals249
- Cover₹5 Lac
From₹9,603 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa
Reassure 2.0 Platinum+ (Direct) + Safeguard Plus
- Cashless Hospitals249
- Cover₹5 Lac
From₹10,038 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa
Reassure 2.0 Titanium+ (Direct) + Safeguard
- Cashless Hospitals249
- Cover₹5 Lac
From₹9,781 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa
Reassure 2.0 Titanium+ (Direct) + Safeguard Plus
- Cashless Hospitals249
- Cover₹5 Lac
From₹10,226 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa
Reassure 2.0 Titanium+ + Safeguard + PA + HC
Pay as per entry age until claim
Your age, considered for paying premiums, is locked at entry when you buy the policy, till you make a claim.
- Cashless Hospitals249
- Cover₹5 Lac
From₹13,530 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% no claim bonus
The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 10 times of base Sum Insured.
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price
Bajaj Allianz
Health Guard Gold
- Cashless Hospitals263
- Cover₹5 Lac
From₹6,962 / Year
92.24 % claim settlement ratio
ICICI Lombard
Health AdvantEdge
Unlimited tele consultation
Tele consultations and recommendations for common health issues by a qualified Medical Practitioner or health care professional.
- Cashless Hospitals277
- Cover₹5 Lac
From₹7,906 / Year
93.10 % claim settlement ratio
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 20% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price